Skip to the content

Insurance Blog

GoFundMe vs. Life Insurance: What You Should Know

Posted: March 22, 2023

You have likely seen a GoFundMe page for someone who suddenly passed away. GoFundMe pages allow others to donate to pay for final expenses or to help the family. These crowdfunding activities may be successful but come with some serious drawbacks. The family left behind is asking others for funds, adding stress to one of life’s most challenging times. Life insurance is a far more...

Will My Income Affect My Medicare Premium?

Posted: March 21, 2023

Medicare has an “income-related monthly adjustment.” What does that mean to you? If you are a higher income earner, you will pay more for Medicare Part B, which covers doctor and outpatient care, and a range of other services. Essentially, if you are a higher-income earner, you will be required to pay a larger percentage than others who are on Medicare. You could pay between...

What is Term Life Insurance, and How Does it Work?

Posted: March 7, 2023

Term life insurance is the most affordable form of life insurance. It provides coverage for a specific period, typically 10 to 30 years. A contract between you and an insurance company is established which, as long as you pay your monthly premiums, should you die unexpectedly, a death benefit will be paid to your beneficiaries – generally the spouse or children, but any individual, organization,...

What Costs Should I Review When Planning a Funeral?

Posted: February 22, 2023

As most people are aware, funerals are expensive. A premium casket alone can run up to $10,000. Costs can vary, depending on the state, the selections you make, and whether the deceased is buried or cremated. The national median price was nearly $8,000 in 2021, as stated by The Zebra, and funeral costs are rising. The following are common funeral expenses to consider, with average...

How to Improve and Strengthen Motor Skills

Posted: February 21, 2023

Aging affects the brain as well as the rest of the body. With advanced age comes a decline in sensorimotor function and control. This can affect gait, balance, fine motor control, and the ability to perform activities of daily living. Seniors who lose these abilities may not be able to maintain their independence. The good news is that physical activity may offset some of the...